Portfolio Credit Analyst I

This position aids the credit assessment process and provides recommendations on the credit assessment of customer level relationships, through compilation and analysis of financial information. Reviews financial statements and performs risk assessments to evaluate individual credit. Provides recommendations on business relationships and process improvements, facilitating lending policies and activities for the department.

• Analysis - Sources, compiles, and interprets financial data or statements related to loan portfolios. Identifies factors that impact credit on both a quantitative and qualitative basis in order to inform credit relationships. Analyzes loan processes for accuracy and efficiency, effectively communicates analysis output.
• Business Support - Provides analytical insight and technical skill to lending activities, maintaining strong industry, risk, and policy knowledge to serve as a resource to associates. Recommends process improvements and credit grade changes. Assists in other duties as needed to facilitate department processes.
• Documentation - Obtains and monitors financial documentation utilized in analysis efforts. Ensures accuracy, completeness, and consistency of documentation.
• Reporting - Produces reports based on analysis, loan performance, and credit relationships. Identifies and communicates risk, process, or credit issues.

Bachelor's Degree and 0 years of experience in Business or commercial credit analysis OR High School Diploma or GED and 4 years of experience in Business or commercial credit analysis

License or Certification Type: N/A Skills: Knowledge of Moody's Risk Analysis software

The base pay for this position is generally between $80,000 - $95,000. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.