Credit Risk Associate Analyst

CenterPoint Energy and its predecessor companies have been in business for more than 150 years.

Our Vision: Our vision is to become the most admired utility in the United States through the execution of our long-term growth strategy. We have an unwavering commitment to safely and reliably deliver electricity and natural gas to millions of people.

Our Commitment: CenterPoint Energy is committed to creating an inclusive work environment where business results are achieved through the skills, abilities and talents of our diverse workforce.

At CenterPoint Energy, individuals are respected for their contributions toward our company objectives. We strive for an inclusive work environment across all levels that is reflective of the available workforce in the communities we serve.

Summary:
The Associate Analyst's primary job responsibility is to identify and mitigate the credit risk of an assigned portfolio of commercial customers/accounts pursuant to existing policy and desk procedures.

Essential Duties/Responsibilities:

*Monitor active commercial customers' creditworthiness (credit investigation, financial statement analysis, industry research, payment trends)
*Process incoming credit requests in a timely and diligent manner
*Monitor and collect outstanding accounts receivable balances
* Monitor and enforce current credit policy and procedures
* Assist in the investigation, reconciliation and resolution of disputed accounts receivable balances and delinquencies
* Identify high credit risk customer and recommend proactive mitigation in a timely manner
* Negotiate and maintain credit enhancements
* Assist in departmental compliance of internal controls
* Exhibit CNP's core values and develop positive interaction and collaboration with internal and external personnel

Education:

• Bachelor of Business Administration from an accredited college or university with a major in Accounting, Finance or related field.

Experience:

• A minimum of 0-2 years of full-time professional working experience, preferably in energy, banking or commercial credit.

We want you to know
Being a part of the CenterPoint Energy team is more than a career alone. It's an opportunity to make a positive impact. You will be an integral part of enabling everyday life and the pursuit of possibilities for the customers we serve and the communities we share. The vital services we provide are at the core of making our world work, and by sharing your energy with us, we'll create a better tomorrow together.

What we bring to you

• Competitive pay
• Paid training
• Benefits eligibility begins on your first day
• Transit subsidies
• Flexible work schedule, paid holidays and paid time off
• Access to discounts at fitness clubs and an on-site wellness center at our headquarters in Houston
• Professional growth and development programs including tuition reimbursement
• 401(k) Savings Plan featuring a company match dollar-for-dollar up to 6% and a company contribution of 3% regardless of your contribution

Job Type:Full Time
Posting Start Date: 06/17/2025
Posting End Date: 06/24/2025

This contractor and subcontractor shall abide by the requirements of 41 CFR * 60-1.4(a), 60-300.5(a), and 60-741.5(a). These regulations prohibit discrimination against qualified individuals based on their status as protected veterans or individuals with disabilities and prohibit discrimination against all individuals based on their race, color, religion, sex, sexual orientation, gender identity, or national origin. Moreover, these regulations require that covered prime contractors and subcontractors take affirmative action to employ and advance in employment individuals without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status or disability.

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